Things you should know
You can change insurers at anytime, not just on your renewal. You will get a complete refund on any of your unearned premium from your current company.
We typically save our clients $800 - $2500 when we are able to combine their autos and home, and increase their coverage's.
Many of the captive mass market insurers often fall short in ensuring full replacement cost on your home or commercial property in order to be more competitive in the market place. When you underinsure your property and have a total loss, it may cost you thousands to make up that difference between your insured amount and the actual replacement costs, even with a 10% extension on your insured amount. In addition, your personal property may only be insured for the depreciated actual cash value in lieu of full replacement costs, or you may have insufficient water back up coverage, if any coverage at all, for your basement. They seldom tell you what their policies don't cover until the time of loss when it's too late.
BIA offers great value that includes coverage's and policies that the mass insurers can't compete with. That's why so many of our clients were long time clients of State Farm, Country, Allstate, AMFAM, Farmers and Liberty Mutual before they switched to us.
We make switching to us hassle free by offering numerous ways to change to us - on line, by phone, by fax, our office, and best of all, we can come to you to complete the transaction. We even include canceling your old policies. How easy is that? We also perform a complete report of your reconstruction costs of your property so it's adequately insured.
Let us provide a review of your insurance needs and in a short period of time, you too can enjoy the piece of mind knowing your insurance needs are in the right capable hands.
You have access to public records of consumer complaints filed against insurance companies in the state of Illinois.